Saket Kumar Singh

  When we talk about loans then first thing to strike our mind is Who & How. we are talking here about the educational loan , which is widely used these days for fulfilling our dreams to study abroad. Most of the parents are sending their wards outside india to get better education despite of starving finacial conditions. Usually , These loans are being provided by Government and Private Banks with an interest rates based on RBI Repo Rate which is slightly differ depending upon various Parameters. In government Banks the process is cumbersome and lengthy but the rates and benefits are more whereas, in Private Banks it is hassle free to make the Premium little upside. To get the loan , one must be between the age group of 16 to 35 and must apply for post graduate, graduate or diploma Professional courses. The applicant should also require the co-applicant as a surety for the banks to recover the amount. This co-applicant can be omitted if and only if the applied course is post g...

 With the cues coming from US markets as Nasdaq declining dragged down by technology stocks while Dow Jones rose marginally on stock Specific Gains. If we talk about Indian equities, it ended lower on this Friday when the post is being written, As invesors booked profits at higher level after record closing in the previous trading sessions to this. Top loosers were Adani Enterprises, BPCL, Ultratech and TaTa Motors etc. Inversely, the top gainers includes, Bharti Airtel Infosys , Adani ports and Hindalco etc. The interbank call money rate ended at 5.75 percent on this Friday whereas, Government Bond Prices ended higher tracking fall in the US treasury yield as discussed earlier. Rupee also ended higher against Dollar on foreign fund inflows and Exporter dollar sales. Crude oik prices fell 56 cents on the exchange on demand growth worries following the strong dollar index. The GST council empowered tax authorities to waive interest and penalties on past tax demands, reduced the pre ...

  Failure is really a Word which itself  shows its Negativity. But, there are few people out there who completely dis own this myth.  When we try to achieve certain goals , do all the possible acts to prove ourselves but, fails to do so then, FAILURE Knocks our Doors. This Failure is not actually the Full stop to your capacity and competitiveness whereas, it shows the ways by which you can not achieve your Aim. So, Change the way not the Goals. Most of our Ideals such as, Bill Gates, Steve Jobs were the failure before their limelight. If they have had thought of getting failed and changing their goals then we could not know them today who they are. They actually learned from their mistakes and corrected them followed with belief and passion for getting success. When we take things casually or not interesting then it looses its importance followed by failure. Failure to be taken as as coach to teach us, How to succed in more better ways, Know the wrong path where not to go...

" Business " is very sensitive as well as demanding concept not for those who are into it but also for those who is willing to get into it. I am not saying to get away from Business by quoting above Phrase but I would differ by saying it should be handle with care. A Business is actually a commitment where A person agrees to devote his precious time and mental focus towards the fulfillment of its fuel to grow. Most of us take Business as an alternative to job such as, if I am not suitable for job or if I am not getting any job then, Business is the Plan B. But actually we ignore to accept Either it us Job or Business, we all have to perform certain roles towards some common team goals. If we can't focus on those and if we can't align our doings towards it then eventually it will ruin our Business too. This doesn't mean that Both are the same and Unfit for Job is unfit for Business also. There are certain parameters on which you should assess yourself before quitti...

  NISM or National Institute of securities Market , Conducts an Examination in the name of Mutual Fund Distribution Certification Series V A. The Exam being conducted at various centres through out the country to enable Independent Financial Advisors and Corporate Advisors to get the eligibility for selling mutual Funds to indisvidual Investors. The Idea behind this is to verify and test the qualification and credibility of an Advisor who would be responsible for advising someone regarding his/her hard earned Money. AMFI in addition to SEBI Guidelines Mandated to get this certifcation before advising someone to invest in mutual Fund schemes. This Exam is conducted in different slots of Two hours each in which a candidate is required to answer 100 odd questions. The passing marks turns to be 50% only. The good thing is that, there is no negative marking so, Each and every question can be attempted. Questions in this being set comprising a blended mixture of calculation and theoritic...

  When we talk about any investment, always a thing comes in our mind which is " where to Invest " . This is actually a matter of fact because this is a question whose answer is different for every investors depends specifically on the category and priorities we give to our wants to decide on avenues to invest in. Looks very Complicated ! Let me make it clear. We are Human Beings and our Needs are limitless and unsatisfied. we set priorities and timeline for the wants to be satisfied within a stipulated timeframe. For every want, there is a kitty to justify. Example: For an Old aged Person, His savings are more important and would require in a very short time do he prefer to put it into Fixed Deposits with Banks and NBFC's. Similarly, For a Young Investor, this time horizon stretches so he put his money with different riskier avenues such as stocks and Equity. Riskier here does not only signifies the equity market only because it is associated with all investment avenues ...