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Showing posts from September, 2024

Trading in Stock Market could be Profitable or not || Should you Search for Alternatives

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              Stock Market has always seen to be lucrative mostly by middle class who want to earn money fast and in easy way but, in reality looses the most of their savings in it. Loosing in stock market doesnot signifies the loopholes whereas it depicts the level of experience and Patience to be required in this market to get something out of it.  Share market or stock market basically a platform where a buyer and a seller interacts and transacts among them on common agreed rate. The consideration here is the share of a particular company whose price is determined by the buyer and seller and agreed upon on some common transacting figure. When this price is different then bids are being created to arrive on some certain rate which causes the fluctuations in the rates. Rate fluctuation or volatality in the stock market depends upon so many fators such as: 1. Political Change in policies 2. Rumours of trigger in prices in the Market\ 3. Speculatio...

Real Story of a Struggle of a Student Cum PROFESSIONAL

This is a real story of a student. He Was very bright amongst his classmates and always focused for his career.  And more concerned about the path he will choose after his studies. He used to be a finance student Leaving very far from his parents for studies specifically. Because in his home town there is not any arrangements for higher studies for professional studies. While studying he always concerned about, he will not do job after studies. He will do the business which business he was not known. He was totally blank that which business will suit him or which career is suitable for him? So this is the struggle actually going in his mind from starting off there.   But Unfortunately, he had to join the job after completion of his masters in finance.Actually it was his campus placement and he was totally unknown that.After finance , he will have to sell the product as a salesman. He actually joined the office Being thoughtful that he is a finance Student And he will get ...

Solve the Problem for CFP || must try question

 Ms. Sahanubhuti, aged 34 years, is working in Mumbai. She is the sole guardian of her only daughter Shambhavi, aged 12 years, pursuant to the death of her husband Manohar, who died intestate, had no siblings and whose parents had predeceased. She is currently residing in a rented house. Her daughter is studying in the 6th Standard. She has approached you, a CFPCM practitioner, for preparing her Financial Plan. She has shared the following financial information with you:   Salary Income (2017-2018): Annual (Rs. lakh)  Basic Salary : 12.00  HRA : 7.20  Conveyance Allowance : 3.00  Special Pay : 8.98  Variable Salary : 8.00  Employee’s Provident Fund : 1.44  Employer’s Provident Fund : 1.44  Regular Outgoings Monthly (Rs.) Basic Household Expenses : 40,000  Services availed : 12,500  School Fees : 12,500  House Rent : 35,000 Power,  Telecom & Fuel : 12,500  Car Loan EMI : 25,585  Other Monthly ...

Bihar Land Survey 2024 || Special Survey commenced

 In Bihar state, Special Land Survey has begun and will be completed within a year probably in 2025 as per guidelines by the state Government. This Survey is proposed to correct the mistakes of Revisional survey done during 70's . First Survey in India was done during British rule in 1890 era in the name of cadestral Survey after which Revisional survey oraganised to make some correction in favor of land owners during 1972 era. The Recent survey in 2024 is carried to identify the real alive owner of land and the responsible tax payer on that land. Governement is also interested to identify its own land and to take control on those lands which were being captured by locals or land mafia's. This survey will sort out many disputes among the land owners who either purchased or being inherited the property long year back. In most of the cases , the people are just using their land and not paying any taxes or lagaan to the government which is again a big loss to the states in revenue...